Welcome to Zinnia Creatives! These Terms of Service ("Terms") govern your use of our website and services. By accessing or using our site, you agree to comply with these Terms. Please read them carefully.

1. Acceptance of Terms
By using our website, you agree to be bound by these Terms and our Privacy Statement. If you do not agree, please do not use our site.

2. Services Provided
Zinnia Creatives offers marketing, coaching, web development, branding, and community support services. We reserve the right to modify or discontinue any service at any time without notice.

3. User Responsibilities

• Account Information: You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.
• Compliance: You agree to use our services in compliance with all applicable laws and regulations.

4. Intellectual Property
All content on our website, including text, graphics, logos, and images, is the property of Zinnia Creatives and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without our express written permission.

5. Limitation of Liability
Zinnia Creatives shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use our services. This includes damages for errors, omissions, interruptions, defects, or delays in operation.

6. Indemnification
You agree to indemnify and hold harmless Zinnia Creatives, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, and expenses arising from your use of our services or violation of these Terms.

7. Termination
We reserve the right to terminate or suspend your access to our services at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users or us.

8. Changes to Terms
We may update these Terms from time to time. Any changes will be posted on this page, and the date of the latest revision will be indicated at the top of the Terms. Your continued use of our services after any changes constitutes acceptance of the new Terms.

9. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of North Carolina, without regard to its conflict of law principles.

10. Contact Us
If you have any questions or concerns about these Terms, please contact us at: zinniacreatives@gmail.com.